E.J. FACE, JR.
COMMISSIONER OF
FINANCIAL INSTITUTIONS



STATE CORPORATION COMMISSION
BUREAU OF FINANCIAL INSTITUTIONS


1300 EAST MAIN STREET
SUITE EIGHT HUNDRED
P.O. BOX 640
RICHMOND, VIRGINIA 23218-0640
(804) 371-9657
FAX (804) 371-9416
TDD (804) 371-9206
www.state.va.us/scc



W E E K L Y   I N F O R M A T I O N   B U L L E T I N

  December 8, 2000

SECTION I

Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, credit unions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 15 days from the date of this bulletin. The request should be addressed to:

E. J. Face, Jr.
Commissioner of Financial Institutions
Post Office Box 640
Richmond, Virginia 23218-0640

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

SECTION II

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency
Southeastern District Office
Marquis One Tower
245 Peachtree Center Ave., N.E.
Atlanta, Georgia 30303
Office of Thrift Supervision
1475 Peachtree Street, N.E.
Post Office Box 105217
Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

Weekly Information Bulletin -- prepared and distributed by the
Bureau of Financial Institutions, State Corporation Commission, Commonwealth of Virginia
December 8, 2000

SECTION I

APPLICATIONS FILED PURSUANT TO SECTION 6.1-406 OF THE CODE OF VIRGINIA

DATE
DESCRIPTION
ACTIVITY
12-01-00 F & M National Corporation, Winchester, VA to acquire Community Bankshares of Maryland, Inc., Bowie, MD Approved
12-01-00 Mercantile Bankshares Corporation, Baltimore, MD to acquire The Bank of Fruitland, Fruitland, MD Effective

BRANCHES OF VIRGINIA BANKS

DATE INSTITUTION LOCATION
ACTIVITY
12-01-00 Virginia Commerce Bank
Arlington, VA
2030 Old Bridge Road
Lake Ridge, Prince William County, VA
Filed
12-01-00 Citizens Community Bank
South Hill, VA
4205 Gasburg Road
Gasburg, Brunswick County, VA
Filed

BRANCH RELOCATIONS

12-04-00 Bank of Tidewater
Virginia Beach, VA
From: 2251 West Great Neck Road
To: 2821 Shore Drive
both in the City of Virginia Beach, VA
Effective

SUBSIDIARY TRUST COMPANIES

12-06-00 Chesapeake Trust Company
Kilmarnock, VA
97 North Main Street
Kilmarnock, Lancaster County, VA
Filed

BRANCHES OF OUT-OF STATE BANKS

12-04-00 SunTrust Bank
Atlanta, GA
Monticello Avenue and Powhatan Parkway
Williamsburg, James City County, VA
No Objection
12-04-00 Centura Bank
Rocky Mount, NC
3002 Pacific Avenue
City of Virginia Beach, VA
Filed

SECTION II
APPLICATIONS OF NATIONAL BANKS

BRANCH RELOCATIONS

DATE INSTITUTION LOCATION
ACTIVITY

11-20-00 The National Bank of Fredericksburg
Fredericksburg, VA
From: 97 White Oak Road
To: Chatham Square Shopping Center
      324 Butler Road
both in Fredericksburg, VA
Effective

NO OTHER APPLICATIONS RECEIVED